Just 3 Steps Fast & Easy



Fill out the Form

Complete a straightforward loan application form. It takes only a few minutes to complete the loan application form.


Sign Your Docs

Sign your docs and get approved by one of 150+ trustworthy lenders — quickly and securely. The approval does not take long, so keep in touch.


Receive Funds

Receive the sum you need directly to your bank account. The transfer will occur on the next business day after your application is approved..

Get Started Now!

By clicking on "Get Started!", I agree to the Terms of Use, Privacy Policy and ESIGN Consent

Payday Loan BenefitsWe Offer Better Services For Your Business


Quick cash online

Money paid to you directly


Quick approvals

Money as soon as the same day


Simple Online Form

Apply in minutes


Bad Credit Welcome!

Our lenders accept bad credit

Payday Loans Online For Bad Credit

Online Payday loans from direct lenders are now simple and fast. It involves quick navigation through the list of lenders working with us and filling out simple forms.

Your lender will review your request before they approve your loan. These loans are offered for a long period of time and lenders work to approve them as fast as possible. They understand that you are in urgent need of cash, hence they also do not ask a lot of you.

Facts to know about online loans


Online Payday loans are meant to offer you a short-term repayment plan.

The aim of the plan is to assist you with your immediate needs and get you out of your financial issues.

When you have a good credit score, you are more likely to be offered a loan by many lenders. You will also be comfortable in knowing that you can easily qualify for an online loan and that you are now in control of your finances.

Always note that it is not easy to just qualify for any loan. Lenders in our list look for the certainty that you are going to pay them back.

You may qualify for Payday loans for bad credit but you have to pay back as scheduled. If it is your first time borrowing, that would be the opportunity to create a good credit profile with your first lender.

Your first online loan paid back is the most important one in order to take out future loans.

Are payday loans possible with bad credit?

Compared to other loans like those offered by financial institutions. These loans are more accommodating. If you have a bad credit score and you request a loan from a bank, it is likely that your request will not be approved. They do not consider your emergency as a factor in releasing a loan to you.

How can ACFA help me get a loan?

We will connect you to certified and trusted direct lenders who will not focus on your bad credit history. They want to offer you a Payday loan and assist you in dealing with your financial problem. You will be able to search and find a lender whose package works for you.

How much money can I borrow?

Calculate the amount you need to borrow for your need. Have a specific expenditure plan and determine the exact amount of cash for it.

With this in mind, you will not be tempted to request for a loan that is much more than you actually need. It will be difficult to pay a larger amount. ACFA can lend you $100 to $1000 or if you want an installment loan we can get you amounts up to $5000.

Keep in mind that the amount you request will be subject to interest and fees.

Can I get money on the same day?

It is possible but not guaranteed. Same-day payday loans are only possible if you apply early enough in the day. The lender would get your request and approve it by the afternoon and make the deposit into your account. You should really plan for the next working day to receive funds.

Are you connected to online lenders?

Lenders in our network will offer you different repayment options and you only need to choose a suitable one for yourself. For instance, you can find a lender who is willing to allow you to pay the full charges and any amount you can raise towards the principal balance. This is when you are not able to pay the balance off. A lender can also charge you smaller fees which in turn mean that your balance will be reduced significantly. With a little effort, you will be able to clear your balance within a short time.

What happens if I cannot pay back my payday loan online?

Direct lenders aim at ensuring that you can pay them back without fail. They need to be covered against default. You only need to be aware of the higher interest associated with payday loans as this covers the lenders.

If you have trouble repaying, contact the lender immediately and ask for an extension. Also, known as a rollover. This will then extend the loan into the following month. Please be aware the additional fees and charges may apply.


Need consultationStart improving your business today

Contact our customer support team if you have any further questions. We are heare to help you out

Use The Cash As You Wish



Car Bills

Utility Payments

Medical Expenses