How to Get a Title Loan |‌ ACFA

How to get a car title loans?

Sometimes unexpected emergencies can catch you off guard and can prove costly. A car title loan (also known as a title-pawn in some states) might be the solution to your unexpected expenses, such as a large doctor’s bill or other unplanned costs. 

You might be wondering how to apply for a title loan, pawn, or other lending option if you have never done so. We can help you get the money you need. Learn more about how to apply for a car title loan.

What documents are required to get a car title loan?

You will Your state may also require additional documents loan.

  • Your vehicle title
  • A valid government-issued state may also require additional documents. These include proof of income, proof that you reside in the state, or proof of vehicle registration.

How to Get a Title Loan

It is similar to going to a Pawn Shop. This is why title pawns are sometimes called car title loans. You will need to:

  1. Give us your car title.
  2. We will need your ID.
  3. Approved in as little as 30 minutes
  4. You can continue driving your car while you pay the loan, unlike traditional loans or pawn arrangements.

Vehicle Title Loan Requirements

You must be able to apply for a title loan, pawn, or loan.

  • You must be 18 years old or older
  • Buy a vehicle
  • You can own a lien-free car with your name on it
  • You can apply online or in one of the 1,000+ locations.
  • Visit one of our shops to have your vehicle inspected. After an estimate, you can be granted the money you need. The amount you can borrow depends on the state requirements and the vehicle’s value.
  • You should have a steady source of income. You can get unemployment benefits, disability, retirement, or a job if you don’t have one.

You now know how to apply for a car title loan/pawn. Once approved, your car will be allowed to continue driving while you pay the loan. However, you have the option of paying the whole amount off early without a penalty.

When you require additional cash, our car title loans can help. The loans will ease your stress and provide you with the peace of mind that you need the money. We will quickly inform you if you are approved after filling out the application and showing us your vehicle. It is up to the borrower to decide whether they want to borrow the whole amount or a portion.

ACFA(r), Why Choose Us?

Many companies offer car title loans. But ACFA (r) will be your pawn or car title loan provider. ACFA (r) is a company that has been in operation since 1998. We have over 1,000 locations across 16 states. 

Our company is trustworthy, and our agents are knowledgeable and helpful. We pride ourselves on providing quality customer service.

We provide auto title loans to more than 3,000 people every day. Our approvals are fast, and our rates are affordable. People who urgently need cash or who have failed to obtain traditional loans can use our loans. While conventional loans are usually based on credit scores, you can apply for an auto loan with less than perfect credit.

Don’t hesitate to contact us if you have an existing loan with another provider of car title loans. We might be able to refinance your loan at a lower rate.

You now know how to apply for a title loan. If you have any questions or can’t find answers on our website, please contact us via telephone or live chat. We’d love to help you.


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