No Bank Account Loan? No Problem!

If you don’t have a bank account, you might have trouble finding a quick loans lender who will approve your application. At ACFA, however, we have affordable loan programs that can put money in your hand today, even if you don’t have a bank account. Our loan programs are designed to provide a simple and affordable alternative to payday loans and other high-interest lending options.

You don’t need a checking account and you can get approved at ACFA in moments, even if you have bad credit or no credit.

No Checking Account Quick Cash Loans Options

We offer a wide variety of loans in Utah & Idaho that are simple to apply for and don’t require extensive backup documentation. In fact, you can apply for any of our loans online with just a few clicks or taps – and get an approval in moments. If you don’t have a checking account, consider applying for our exclusive signature loan program.

This program only requires that you have three months of employment history and a monthly net income of at least $1,000. We need to see your pay stubs and proof of your address and identity – that’s it. Another option for you to consider is a car title loan. This safe, secure program lets you keep and drive your car while you repay your loan. All we need is proof of income and a copy of your keys, title, and registration.

Why Get a No Checking Account Loans from ACFA?

All of our loan programs are designed to put money in your hand when you need it most. But, unlike payday lenders, we don’t charge exorbitant interest rates or require a large balloon payment to pay off the loan.

Depending on the program you choose, you can take as long as two years to repay your loan. You will have manageable monthly payments of principal and interest, so every payment goes toward reducing your loan balance. You can use the funds for whatever you need or want to, from paying off student loans to buying new furniture for your house.

If you have no credit or bad credit, it won’t affect your chance of getting approved. We never require credit checks at ACFA And, for most borrowers, getting and paying off one of our loans can help boost your credit rating.

How Do You Get Approved for a No Bank Account Loan?

You can stop by any of our convenient lending centers and speak to a knowledgeable loan advisor. They will explain your options and help you choose the best loan program for your needs. You provide us with a few pieces of information, and you can have an approval in just a few minutes. You can also call us or use our simple and secure online application interface.

Don’t get caught in the expensive and risky payday loan cycle. ACFA, for all of your quick cash loan needs, even if you don’t have a checking account!

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